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    <title>What's new</title>
    <description>What's new</description>
    <link>http://mortgage.velma.com/Home/Public/tabid/166/BlogId/3/Default.aspx</link>
    <language>en-US</language>
    <managingEditor>support@velma.com</managingEditor>
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    <pubDate>Thu, 18 Mar 2010 16:32:26 GMT</pubDate>
    <lastBuildDate>Thu, 18 Mar 2010 16:32:26 GMT</lastBuildDate>
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    <item>
      <title>Time Change Postcards</title>
      <description>&lt;a href="https://www.velma.com/BulkMailNow.aspx?CATID=49&amp;T=M"&gt;&lt;img style="border-right-width: 0px; margin: 0px 10px 5px 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="TimeChangeCollage" border="0" alt="TimeChangeCollage" align="left" src="/Portals/5/Blog/Files/7/127/WLW-TimeChangePostcards_E4A8-TimeChangeCollage_3.jpg" width="179" height="158" /&gt;&lt;/a&gt;   &lt;p&gt;&lt;/p&gt;  &lt;p&gt;Ever felt like you needed a good excuse to make contact with your clients, where you weren’t always talking about rates and loans?  &lt;/p&gt;  &lt;p&gt;Time Change Postcards are the perfect excuse.  While more and more devices are updating themselves, it can be easy to forget to change the coffee maker, microwave and other appliances.  &lt;/p&gt;  &lt;p&gt;Be a true friend and trusted resource and send your contacts a personal touch with a &lt;a href="https://www.velma.com/BulkMailNow.aspx?CATID=49&amp;T=M"&gt;Time Change Postcard&lt;/a&gt; today!&lt;/p&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/127/Time-Change-Postcards.aspx</link>
      <author>support@velma.com</author>
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      <pubDate>Tue, 02 Mar 2010 23:15:39 GMT</pubDate>
      <slash:comments>0</slash:comments>
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    </item>
    <item>
      <title>February Homefront eNewsletter - Monthly eNews now available</title>
      <description>&lt;div&gt;
&lt;p&gt;&lt;a href="http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/125/February-Homefront-eNewsletter-amp-ndash-Monthly-eNews-now-available.aspx"&gt;&lt;img title="Homefront_eNews" border="0" alt="Homefront_eNews" align="left" width="188" height="195" style="border-right-width: 0px; margin: 0px 5px 5px 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" src="/Portals/5/Blog/Files/7/118/WLW-HomefronteNewsletterMonthlyeNewsnowavail_E7D6-Homefront_eNews_thumb.jpg" /&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Reaching out to your contacts is not only a good idea, it’s vital to your success in today’s mortgage world.  Velma users already know that life-events are constantly happening to their contacts every month:  babies are being born, people are getting married or divorced, graduations, etc.  All of these events are the reasons people continue to need to buy new homes.  If you haven’t developed a warm and friendly relationship with your past contacts and sphere of influence, these events are passing you by.&lt;/p&gt;
&lt;/div&gt;&lt;a href=http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/125/February-Homefront-eNewsletter-Monthly-eNews-now-available.aspx&gt;More...&lt;/a&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/125/February-Homefront-eNewsletter-Monthly-eNews-now-available.aspx</link>
      <author>support@velma.com</author>
      <comments>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/125/February-Homefront-eNewsletter-Monthly-eNews-now-available.aspx#Comments</comments>
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      <pubDate>Thu, 04 Feb 2010 16:53:00 GMT</pubDate>
      <slash:comments>0</slash:comments>
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    </item>
    <item>
      <title>Relationship Selling with Doug Smith – Webinar Replay</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;img style="margin: 0px 5px 0px 0px; display: inline" align="left" src="/Portals/5/Images/Profile_DougSmith.gif" /&gt;&lt;/strong&gt;&lt;/p&gt;  &lt;p&gt;&lt;strong style="font-weight: 400"&gt;&lt;font size="2"&gt;Featured Speaker:       &lt;br /&gt;Doug Smith&lt;/font&gt;&lt;/strong&gt;&lt;/p&gt;  &lt;p&gt;&lt;strong&gt;Have you ever received good, solid training on how to cultivate key business relationships?&lt;/strong&gt;     &lt;br /&gt;    &lt;br /&gt;Sure, we've all heard that &lt;strong&gt;relationships are key to this business&lt;/strong&gt;, but most of us have never actually been trained on how to build relationships. &lt;/p&gt; &lt;a href=http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/117/Making-Time-for-Making-Money-ndash-Webinar-Replay.aspx&gt;More...&lt;/a&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/117/Making-Time-for-Making-Money-ndash-Webinar-Replay.aspx</link>
      <category domain="http://mortgage.velma.com/home/public/tabid/166/blogid/6/default.aspx">Coaching</category>
      <author>support@velma.com</author>
      <comments>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/117/Making-Time-for-Making-Money-ndash-Webinar-Replay.aspx#Comments</comments>
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      <pubDate>Sat, 09 Jan 2010 00:25:00 GMT</pubDate>
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    </item>
    <item>
      <title>Marketing the New Homebuyer Tax Credit – Webinar Recording</title>
      <description>&lt;p&gt;&lt;img align="left" src="/Portals/5/Images/Profile_DaveHershman.gif" alt="" style="margin: 0px 5px 5px 0px; display: inline;" /&gt;&lt;/p&gt;
&lt;p&gt;Featured Speaker:&lt;/p&gt;
&lt;p&gt;Dave Hershman    &lt;br /&gt;
&lt;b&gt;     &lt;br /&gt;
&lt;/b&gt;&lt;/p&gt;
&lt;p&gt;We have an historic opportunity as we move into 2010. With first-time homebuyer tax credit being extended and expanded to move-up buyers, the purchase opportunity prospects have right now is unprecedented.   Home prices are down. Rates are at historic lows. Together that means housing is the most affordable it has been in a generation.  And now the government is subsidizing purchases for first-time and move-up buyers.&lt;/p&gt;
&lt;p&gt;&lt;a href="http://mortgage.velma.com/Coaching/Resources/Articles/PremiumPro/tabid/181/EntryId/123/Marketing-the-New-Homebuyer-Tax-Credit-Webinar-Recording.aspx"&gt;Premium Pro Members click here to replay the presentation&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://mortgage.velma.com/Membership.aspx"&gt;NOT A MEMBER? Click here to Join...&lt;/a&gt;&lt;/p&gt;&lt;a href=http://mortgage.velma.com/Coaching/Resources/Articles/PremiumPro/tabid/181/EntryId/123/Marketing-the-New-Homebuyer-Tax-Credit-Webinar-Recording.aspx&gt;More...&lt;/a&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/PremiumPro/tabid/181/EntryId/123/Marketing-the-New-Homebuyer-Tax-Credit-Webinar-Recording.aspx</link>
      <category domain="http://mortgage.velma.com/home/public/tabid/166/blogid/4/default.aspx">Marketing</category>
      <author>support@velma.com</author>
      <comments>http://mortgage.velma.com/Coaching/Resources/Articles/PremiumPro/tabid/181/EntryId/123/Marketing-the-New-Homebuyer-Tax-Credit-Webinar-Recording.aspx#Comments</comments>
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      <pubDate>Wed, 16 Dec 2009 15:20:03 GMT</pubDate>
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    </item>
    <item>
      <title>Twitter 101 – Business Secrets Revealed – Webinar Recording</title>
      <description>&lt;p&gt;&lt;img style="margin: 0px 5px 0px 0px; display: inline" align="left" src="/Portals/5/Blog/Files/twitter101.gif" /&gt; Do you Tweet?  Do you wonder if you are being smart with Twitter or just wondering what all the fuss is about?&lt;/p&gt;  &lt;p&gt;If so, in this information packed webinar George Seybold explores the fundamentals of Twitter from a business perspective.  You’ll learn why so many businesses now rate Twitter as one of the most important online developments in recent history.&lt;/p&gt; &lt;a href=http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/122/Twitter-101-ndash-Business-Secrets-Revealed-ndash-Webinar-Recording.aspx&gt;More...&lt;/a&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/122/Twitter-101-ndash-Business-Secrets-Revealed-ndash-Webinar-Recording.aspx</link>
      <author>support@velma.com</author>
      <comments>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/122/Twitter-101-ndash-Business-Secrets-Revealed-ndash-Webinar-Recording.aspx#Comments</comments>
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      <pubDate>Thu, 10 Dec 2009 14:40:37 GMT</pubDate>
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    </item>
    <item>
      <title>FSBO &amp; Expired leads</title>
      <description>&lt;p&gt;&lt;a href="https://www.landvoice.com/default.aspx?tabid=32&amp;AffiliateId=304"&gt;&lt;img style="border-right-width: 0px; margin: 0px 5px 5px 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" title="LANDVOICE" border="0" alt="LANDVOICE" align="left" src="/Portals/5/Blog/Files/LANDVOICE_HI%20RES_LOGO.png" width="240" height="84" /&gt;&lt;/a&gt; &lt;/p&gt;  &lt;p&gt; &lt;/p&gt;  &lt;p&gt;Good news! Velma has partnered with LandVoice to offer Velma members introductory pricing to LandVoice FSBO and expired leads.  To learn more and to take advantage of the Velma pricing go to: &lt;a href="http://www.landvoice.com/velma"&gt;www.landvoice.com/velma&lt;/a&gt; .&lt;/p&gt;  &lt;p&gt;&lt;a href="http://mortgage.velma.com/Events/tabid/152/vw/3/ItemID/34/d/20091110/Default.aspx"&gt;&lt;strong&gt;Be sure to sign up for the Webinar “How to Turn For-Sale-By-Owners into Cash”&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/121/FSBO-amp-Expired-leads.aspx</link>
      <author>support@velma.com</author>
      <comments>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/121/FSBO-amp-Expired-leads.aspx#Comments</comments>
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      <pubDate>Mon, 09 Nov 2009 23:24:32 GMT</pubDate>
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    <item>
      <title>Senate Extends Home Buyers Tax Credit (Email)</title>
      <description>&lt;p&gt;&lt;b&gt;The Senate has now passed the bill extending the home buyers tax credit and expanding it so that move up buyers will also now qualify. &lt;/b&gt;The tax credit was&lt;img border="0" align="left" width="99" height="124" style="margin: 0px 10px 10px 0px; display: inline" alt="" src="https://store.velma.com/Images/goodnews.gif" /&gt; an add-on to a bill that extends aid to the long term unemployed, and it passed by a 98 to 0 margin (you don’t see that very often these days). The current first time home buyers tax credit was due to expire at the end of this month. &lt;b&gt;The new bill will extend the date to properties that are under contract by the end of April, and they will have until the end of June to close. It also expands the credit (at $6,500 instead of $8,000) to move up buyers who have lived in their homes for at least five consecutive years out of the last eight. &lt;/b&gt;&lt;/p&gt;&lt;a href=http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/120/Senate-Extends-Home-Buyers-Tax-Credit-Email.aspx&gt;More...&lt;/a&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/120/Senate-Extends-Home-Buyers-Tax-Credit-Email.aspx</link>
      <author>support@velma.com</author>
      <comments>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/120/Senate-Extends-Home-Buyers-Tax-Credit-Email.aspx#Comments</comments>
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      <pubDate>Mon, 09 Nov 2009 17:31:26 GMT</pubDate>
      <slash:comments>0</slash:comments>
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    </item>
    <item>
      <title>Direct Response FHA Streamline Postcards</title>
      <description>&lt;p&gt;&lt;img title="Nov17Cards" border="0" alt="Nov17Cards" align="left" width="240" height="160" style="border-bottom: 0px; border-left: 0px; display: inline; margin-left: 0px; border-top: 0px; margin-right: 0px; border-right: 0px" src="/Portals/5/Blog/Files/7/119/WLW-DirectResponseFHAStreamlinePostcards_DB7A-Nov17Cards_4.gif" /&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;The FHA Streamline refinance is one of the easiest and most beneficial loans available.&lt;/strong&gt; These refinances let borrowers who have an existing FHA loan refinance into a lower rate mortgage without having to get a new appraisal or prove their income. The concept behind the program is that these borrowers have already qualified for the loan, and if they could afford the higher payment, they would be in better shape with a lower rate and a lower payment. But FHA has come under pressure as a result of all the problems in the housing market, so they are making moves to cut their risk and save money.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Loans assigned case numbers after November 17th will require Seasoning, Payment History, Verification of income and cash, appraisal and more.  GET THE WORD OUT TODAY!&lt;/strong&gt;&lt;/p&gt;&lt;a href=http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/119/Direct-Response-FHA-Streamline-Postcards.aspx&gt;More...&lt;/a&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/119/Direct-Response-FHA-Streamline-Postcards.aspx</link>
      <author>support@velma.com</author>
      <comments>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/119/Direct-Response-FHA-Streamline-Postcards.aspx#Comments</comments>
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      <pubDate>Fri, 09 Oct 2009 21:35:53 GMT</pubDate>
      <slash:comments>0</slash:comments>
      <trackback:ping>http://mortgage.velma.com/DesktopModules/Blog/Trackback.aspx?id=119</trackback:ping>
    </item>
    <item>
      <title>Homefront eNewsletter – Monthly eNews now available</title>
      <description>&lt;div&gt;
&lt;p&gt;&lt;a href="http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/118/Homefront-eNewsletter-ndash-Monthly-eNews-now-available.aspx"&gt;&lt;img title="Homefront_eNews" border="0" alt="Homefront_eNews" align="left" width="188" height="195" style="border-right-width: 0px; margin: 0px 5px 5px 0px; display: inline; border-top-width: 0px; border-bottom-width: 0px; border-left-width: 0px" src="http://mortgage.velma.com/Portals/5/Blog/Files/7/118/WLW-HomefronteNewsletterMonthlyeNewsnowavail_E7D6-Homefront_eNews_thumb.jpg" /&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Reaching out to your contacts is not only a good idea, it’s vital to your success in today’s mortgage world.  Velma users already know that life-events are constantly happening to their contacts every month:  babies are being born, people are getting married or divorced, graduations, etc.  All of these events are the reasons people continue to need to buy new homes.  If you haven’t developed a warm and friendly relationship with your past contacts and sphere of influence, these events are passing you by.&lt;/p&gt;
&lt;/div&gt;&lt;a href=http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/118/Homefront-eNewsletter-ndash-Monthly-eNews-now-available.aspx&gt;More...&lt;/a&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/118/Homefront-eNewsletter-ndash-Monthly-eNews-now-available.aspx</link>
      <author>support@velma.com</author>
      <comments>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/118/Homefront-eNewsletter-ndash-Monthly-eNews-now-available.aspx#Comments</comments>
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      <pubDate>Wed, 07 Oct 2009 22:28:47 GMT</pubDate>
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    <item>
      <title>Reverse Mortgage Postcards – Send yours today!</title>
      <description>&lt;p&gt;&lt;a title="Reverse Mortgage" href="http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/116/Reverse-Mortgage-Postcards-ndash-Send-yours-today.aspx"&gt;&lt;img title="ReverseMortgage" border="0" alt="ReverseMortgage" align="left" width="153" height="128" style="border-bottom: 0px; border-left: 0px; margin: 0px 5px 5px 0px; display: inline; border-top: 0px; border-right: 0px" src="/Portals/5/Blog/Files/7/116/WLW-ReverseMortgagePostcardsSendyourstoday_D4DD-ReverseMortgage_3.gif" /&gt;&lt;/a&gt; &lt;/p&gt;
&lt;p&gt;You’ve asked for them and now they’re here:  Five new Reverse Mortgage Postcards have been added to your marketing arsenal. &lt;/p&gt;
&lt;p&gt;To replay the Reverse Mortgage Webinar from last month, &lt;a href="http://mortgage.velma.com/Coaching/Resources/Articles/PremiumPro/tabid/181/EntryId/114/Reverse-Mortgages-The-Number-One-Growth-Market.aspx"&gt;click here&lt;/a&gt; (Premium only)&lt;/p&gt;
&lt;p&gt;Premium Velma users can instantly send these postcards to their contacts by mail.&lt;/p&gt;&lt;a href=http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/116/Reverse-Mortgage-Postcards-ndash-Send-yours-today.aspx&gt;More...&lt;/a&gt;</description>
      <link>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/116/Reverse-Mortgage-Postcards-ndash-Send-yours-today.aspx</link>
      <category domain="http://mortgage.velma.com/home/public/tabid/166/blogid/7/default.aspx">Manager Resources</category>
      <author>support@velma.com</author>
      <comments>http://mortgage.velma.com/Coaching/Resources/Articles/tabid/164/EntryId/116/Reverse-Mortgage-Postcards-ndash-Send-yours-today.aspx#Comments</comments>
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      <pubDate>Thu, 17 Sep 2009 21:08:31 GMT</pubDate>
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